دورية أكاديمية
The influence of health insurance on coverage of a country’s population with medical services
| العنوان: | The influence of health insurance on coverage of a country’s population with medical services |
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| المؤلفون: | Olena Dobrovolska, Wolfgang Ortmanns, Svitlana Kachula, Oksana Pavlenko, Ralph Sonntag |
| المصدر: | Insurance Markets and Companies, Vol 15, Iss 1, Pp 40-57 (2024) |
| بيانات النشر: | LLC "CPC "Business Perspectives", 2024. |
| سنة النشر: | 2024 |
| مصطلحات موضوعية: | compulsory insurance, health care, medical examination, physician, preventable mortality, social insurance, Insurance, HG8011-9999 |
| الوصف: | One of the effective ways to increase the level of population coverage with medical services is health insurance. The paper aims to determine what type of health insurance (compulsory, social, or voluntary) has the greatest impact on a country’s ability to provide large-scale and timely medical services to citizens, as measured by the number of unmet needs for medical examination, treatable and preventable mortality. The control variables included a country’s population size, the level of economic well-being, and the scale of the public health system (number of doctors and hospital beds) based on EUROSTAT data for all 27 EU countries in 2012–2021. Modelling (regression models of panel data with fixed and random effects in STATA 18, Wald test, Hausman test, Breusch and Pagan test) proved that only one of three researched types of insurance – voluntary health insurance – positively influences a country’s ability to provide large-scale and timely medical services to citizens: an increase in its volume by 1% leads to a decrease in unmet needs in medical examination on average across all EU countries by 0.26%, treatable mortality rate by 0.08%, preventive mortality rate by 0.27%. The influence of the other two types – compulsory and social – was not confirmed (received regression coefficients for these variables are not statistically significant). This emphasizes the importance of citizens’ conscious attitude to their health (due to the increase in voluntary health insurance) both in strengthening public health and in ensuring faster and better access to medical services. |
| نوع الوثيقة: | article |
| وصف الملف: | electronic resource |
| اللغة: | English |
| تدمد: | 2616-3551 2522-9591 |
| العلاقة: | https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/20192/IMTestС_2024_01_Dobrovolska.pdf; https://doaj.org/toc/2616-3551Test; https://doaj.org/toc/2522-9591Test |
| DOI: | 10.21511/ins.15(1).2024.04 |
| الوصول الحر: | https://doaj.org/article/4e33059eb609439d9f79ac238654bc30Test |
| رقم الانضمام: | edsdoj.4e33059eb609439d9f79ac238654bc30 |
| قاعدة البيانات: | Directory of Open Access Journals |
Full Text Finder | تدمد: | 26163551 25229591 |
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| DOI: | 10.21511/ins.15(1).2024.04 |