دورية أكاديمية

The Security of a Guarantee.

التفاصيل البيبلوغرافية
العنوان: The Security of a Guarantee.
المؤلفون: Campbell, Dan, Mungan, Ken
المصدر: Benefits Quarterly. 2007 Second Quarter, Vol. 23 Issue 2, p37-41. 5p. 1 Chart, 1 Graph.
مصطلحات موضوعية: Risk management in business, 401(k) plans, Individual retirement accounts, Employee benefits, Compensation management, Insurance
مستخلص: A recent convergence of new, analytical rigor and computational power allows sophisticated risk-management techniques to be applied even to relatively small accounts, such as those held by 401(k) participants. The result is a startling new option--the 401(k) guarantee--a guaranteed withdrawal balance that will alleviate the risk of retirement account losses due to market declines and ensure against the possibility of outliving one's retirement savings. This article examines the first generation of the 401(k) guarantee and describes how it will provide the "security net" lacked by 401(k)s and other retirement savings vehicles. [ABSTRACT FROM AUTHOR]
قاعدة البيانات: Finance Source