Sequential loss of self-control: Exploring the antecedents and consequences of student credit card debt
| العنوان: | Sequential loss of self-control: Exploring the antecedents and consequences of student credit card debt |
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| المؤلفون: | John E. Schibrowsky, Andrew J. Dahl, James W. Peltier |
| المصدر: | Journal of Financial Services Marketing. 21:167-181 |
| بيانات النشر: | Springer Science and Business Media LLC, 2016. |
| سنة النشر: | 2016 |
| مصطلحات موضوعية: | media_common.quotation_subject, education, Psychological intervention, 050109 social psychology, Impulsivity, Debt, 0502 economics and business, medicine, Economics, 0501 psychology and cognitive sciences, Marketing, health care economics and organizations, Financial services, Causal model, media_common, Actuarial science, business.industry, 05 social sciences, Self-control, humanities, Credit card, Locus of control, 050211 marketing, medicine.symptom, business, Finance |
| الوصف: | Self-control lapses not only impact credit card debt, but combined with this debt lead to further self-control lapses and life stressors for consumers. A causal model is developed and tested exploring college students’ pre-/post-debt decisions as a series of sequential losses in self-control, and how initial and post-failure decisions impact financial anxiety. Pre-debt loss of control takes on two forms: materialism and impulsivity. Locus of control theory is used to test how post-failure self-control lapses negatively impact the psychological well-being of consumers. A better understanding of these time-ordered self-control mechanisms offers insights for developing educational and policy interventions useful for staving off self-control lapses early in the decision-making process. |
| تدمد: | 1479-1846 1363-0539 |
| الوصول الحر: | https://explore.openaire.eu/search/publication?articleId=doi_________::d51c1b24e5c588e1210d18da7ce14b41Test https://doi.org/10.1057/s41264-016-0002-5Test |
| حقوق: | CLOSED |
| رقم الانضمام: | edsair.doi...........d51c1b24e5c588e1210d18da7ce14b41 |
| قاعدة البيانات: | OpenAIRE |
| تدمد: | 14791846 13630539 |
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