التفاصيل البيبلوغرافية
| العنوان: |
Sequential loss of self-control: Exploring the antecedents and consequences of student credit card debt. |
| المؤلفون: |
Peltier, James W.1 Peltierj@uww.edu, Dahl, Andrew J.2, Schibrowsky, John E.3 |
| المصدر: |
Journal of Financial Services Marketing. Sep2016, Vol. 21 Issue 3, p167-181. 15p. |
| مصطلحات موضوعية: |
*STUDENT loan debt, *STUDENT finance, *CONSUMPTION (Economics), *DEBT management, SELF-control |
| مستخلص: |
Self-control lapses not only impact credit card debt, but combined with this debt lead to further self-control lapses and life stressors for consumers. A causal model is developed and tested exploring college students' pre-/post-debt decisions as a series of sequential losses in self-control, and how initial and post-failure decisions impact financial anxiety. Pre-debt loss of control takes on two forms: materialism and impulsivity. Locus of control theory is used to test how post-failure self-control lapses negatively impact the psychological well-being of consumers. A better understanding of these time-ordered self-control mechanisms offers insights for developing educational and policy interventions useful for staving off self-control lapses early in the decision-making process. [ABSTRACT FROM AUTHOR] |
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