التفاصيل البيبلوغرافية
العنوان: |
Regulation of short-term consumer credits |
المؤلفون: |
Takalo, Tuomas |
بيانات النشر: |
Palgrave Macmillan |
سنة النشر: |
2019 |
المجموعة: |
Doria (National Library of Finland / |
مصطلحات موضوعية: |
Banking regulation, Interest rate caps, Payday lending, Credit markets, Financial stability |
الوصف: |
The regulation of short-term consumer credit markets is heatedly debated around the world. This article uses economic research as a basis for a qualitative assessment of the regulation of the short-term consumer credit market and discusses the experience of the recent regulations implemented in Finland. According to research, the interest rate ceiling is an inefficient way of regulating the short-term consumer credit market. In contrast, the regulations should be based on price transparency and results from behavioral economics. ; peerReviewed |
نوع الوثيقة: |
other/unknown material |
وصف الملف: |
metadataOnly; 348-354 |
اللغة: |
English |
العلاقة: |
Journal of Banking Regulation; 20; http://www.doria.fi/handle/10024/169499Test |
الإتاحة: |
http://www.doria.fi/handle/10024/169499Test |
رقم الانضمام: |
edsbas.702D12CE |
قاعدة البيانات: |
BASE |