Regulation of short-term consumer credits

التفاصيل البيبلوغرافية
العنوان: Regulation of short-term consumer credits
المؤلفون: Takalo, Tuomas
بيانات النشر: Palgrave Macmillan
سنة النشر: 2019
المجموعة: Doria (National Library of Finland /
مصطلحات موضوعية: Banking regulation, Interest rate caps, Payday lending, Credit markets, Financial stability
الوصف: The regulation of short-term consumer credit markets is heatedly debated around the world. This article uses economic research as a basis for a qualitative assessment of the regulation of the short-term consumer credit market and discusses the experience of the recent regulations implemented in Finland. According to research, the interest rate ceiling is an inefficient way of regulating the short-term consumer credit market. In contrast, the regulations should be based on price transparency and results from behavioral economics. ; peerReviewed
نوع الوثيقة: other/unknown material
وصف الملف: metadataOnly; 348-354
اللغة: English
العلاقة: Journal of Banking Regulation; 20; http://www.doria.fi/handle/10024/169499Test
الإتاحة: http://www.doria.fi/handle/10024/169499Test
رقم الانضمام: edsbas.702D12CE
قاعدة البيانات: BASE